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Personal Insolvency Lawyers
Personal financial difficulties can be very traumatic and troubling.
At Harvey Ingram, we have a dedicated team of insolvency solicitors who specialise in advising individuals who are in financial difficulties, on the benefits and risks of putting together a solution to protect or save as much wealth as possible.
Individual Voluntary Arrangement (IVA)
Depending on your personal circumstances, our team of lawyers will be able to help you if you are thinking about an individual voluntary arrangement or IVA.
This is where you agree to pay your creditors a proportion of what you owe them over a number of years.
The advantage of an IVA is that it usually provides certainty and helps to protect you from aggressive attack by creditors chasing for money.
Sometimes, the financial situation may be so bad that your creditors will not agree to these sorts of arrangements.
Bankruptcy
In those circumstances if your creditors will not agree to an IVA, you may be faced with bankruptcy.
Our team of specialist solicitors will help you to prepare for the likely consequences of bankruptcy by providing quick and cost-effective advice on the best options available.
There are of course very strict rules as to what can and cannot be done in these circumstances, but where we can, we will help your family to retain any family wealth which is genuinely theirs.
Personal financial difficulties are a very difficult subject, but we will work with you to focus on what can be done to improve your personal financial position.
Contact Us - Personal Insolvency
For a no-obligation discussion about your situation and to find out how we can help, please contact our team of personal insolvency solicitors.